[ARDF] ARRL Club insurance now covers ARDF

[Matthew Robbins]

Joe, 

This is great news! Is there a procedure in place for groups to get insurance certificates sent to a park office? 

Thanks for this. 

Matthew
Cincinnati



On May 23, 2011, at 4:17 PM, homingin at aol.com wrote:

> A significant impediment to ARDF development in some localities has been the requirement for permits and liability insurance by parks and other venues.? For instance, it is not uncommon for county or state park officials in California to demand two million dollars of liability indemnity for a radio-orienteering session, even if the session is informal, no fees are charged to the participants, and there are less than a dozen persons in attendance.? The former ARRL Club Insurance Program under Marsh had a specific exclusion of liability coverage for "the activities of any participant in a game, contest, race or sporting event, including practice."? The company stated that on-foot transmitter hunting fit that definition.
> 
> As a result, some clubs putting on events at these sites have partnered with a chapter of the US Orienteering Federation, whose liability insurance covers sports.? But USOF chapters aren't in every state.? The only other option has been to take out a short-term liability policy specific to the site at a cost of $200 or more per day.? That's unacceptable for an informal practice with a handful of participants.
> 
> I am pleased to report that the new ARRL Club Liability Insurance under Hays Affinity Group does not exclude radiosports in its liability coverage.? If someone were to be injured at an insured club's ARDF session and were to file a lawsuit, claiming it to be the fault of the club or the indemnified venue, ARRL Club Insurance will defend them and cover any resulting losses up to the limits of the policy.? However, the bodily injury provisions of ARRL Club insurance (typically $10,000 medical coverage) do have a specific exclusion for sports.? Individuals participating in radio-orienteering should always have their own healthcare coverage.
> 
> Information on ARRL Club Insurance is at http://www.arrlinsurance.com
> 
> 73,
> Joe Moell K0OV
> ARRL ARDF Coordinator
> 
> 
> 
> 
> 
> _______________________________________________
> ARDF mailing list
> ARDF at kkn.net
> http://www.kkn.net/mailman/listinfo/ardf